Michael has been in the mortgage lending business serving the needs of both the residential and commercial community since 1987. His experience and dedication to the mortgage field helped him earn the CMC designation in September, 2006 from the National Association of Mortgage Professionals, an industry leading trade association. CMC, or Certified Mortgage Consultant, is a nationally recognized title achieved only through meeting certain requirements for education, experience, and knowledge of the mortgage industry and having passed a rigorous exam. It means the highest level of professional standards and adherence to the NAMB Code of Ethics.

Michael has used his experience in helping thousands of clients achieve their dream of homeownership throughout New England and Florida. His approach is one of careful needs analysis first, ensuring that the homeowner ends up with the right mortgage product for their financial situation.

This careful and efficient approach results in the highest level of customer satisfaction, leading to consistent referrals and repeat business. The highest compliment a person can pay to Michael is a referral of a personal friend or acquaintance.

What appeals to Michael the most is helping families buy their primary homes as well as financing the second home market and investment properties. The current economy of real estate has opened some good opportunities for homeowners to venture into the second home or vacation property market as well as the cash flow business of rental properties.

Michael lives in Salem, New Hampshire with his wife Kathleen and two sons. He enjoys his family life, golf and skiing, and spending time at the beach in Cape Cod.