Meet the Team
Michael Loffredo
Michael has been in the mortgage lending business serving the needs of both the residential and commercial community since 1987. His experience and dedication to the mortgage field helped him earn the CMC designation in September, 2006 from the National Association of Mortgage Professionals, an industry leading trade association. CMC, or Certified Mortgage Consultant, is a nationally recognized title achieved only through meeting certain requirements for education, experience, and knowledge of the mortgage industry and having passed a rigorous exam. It means the highest level of professional standards and adherence to the NAMB Code of Ethics.
Michael has used his experience in helping thousands of clients achieve their dream of homeownership throughout New England and Florida. His approach is one of careful needs analysis first, ensuring that the homeowner ends up with the right mortgage product for their financial situation.
This careful and efficient approach results in the highest level of customer satisfaction, leading to consistent referrals and repeat business. The highest compliment a person can pay to Michael is a referral of a personal friend or acquaintance.
What appeals to Michael the most is helping families buy their primary homes as well as financing the second home market and investment properties. The current economy of real estate has opened some good opportunities for homeowners to venture into the second home or vacation property market as well as the cash flow business of rental properties.
Michael lives in Salem, New Hampshire with his wife Kathleen and two sons. He enjoys his family life, golf and skiing, and spending time at the beach in Cape Cod.
NMLS 12192
Charlie Micol
Charlie has over 30 years of mortgage banking experience in New England. He has always prided himself on finding the right program to fit each and every borrower, whether it is for a new home purchase or investment as well as money saving refinances. Charlie has extensive knowledge and experience with all types of borrower situations.
Charlie is a 1987 graduate of Boston College with a degree in Mathematics.
He is the Head Boys Basketball Coach at Chelmsford High School. Charlie lives in Chelmsford, MA with his wife(Shayna) and 3 children (Jackson 10, Brody 9 and Gia 5).
NMLS 29001
Joe Lemenager
Joe has been in the mortgage and consumer lending industry for over five years. His thorough understanding of the mortgage process helps his clients achieve their financing goals. When purchasing a home, Joe sets himself apart by making sure all involved parties have a streamlined way to communicate throughout the loan process. When it is time to refinance, Joe first makes sure he understands his client’s goals and then takes a careful advisory approach to offer which options are available to them. His clients come first, and you will experience that from the first time you speak with him. Joe has helped hundreds of families purchase and refinance their homes since entering the mortgage industry.
Joe grew up in Southern, NH and is licensed in NH, ME, MA & FL. He is an avid golfer and enjoys riding his motorcycle, woodworking, and spending time with family when he is away from the office. Joe still lives in the Southern, NH area.
NMLS 1792222
Ted Corea
Buying a home is the biggest investment of your life. It is Ted’s goal to guide you through the mortgage process, making it as smooth as possible. He is able to do this by maintaining a constant, open line of communication. From the get-go, Ted provides you with his personal cell phone number so you can contact him morning, noon, or night. Not only does he keep you informed throughout the entire process, Ted provides status updates to your real estate agent as well. Together, through this collaborative approach, you will get to the closing table on time.
Ted graduated from UMass, Lowell with a Bachelor of Science in Business Administration with a concentration in Finance in 1996. Upon graduating, he worked for two mutual fund companies before pursuing his Master’s in Education. Ted taught in the Lowell Public School system for almost 20 years before deciding to return to the world of finance. In February of 2018, Ted began his career as a Mortgage Loan Consultant. The patience and listening skills he developed as a teacher have served him well in the mortgage industry when working with clients of varying needs.
Having lived in Windham as a child and graduating from Pinkerton Academy, Ted is very familiar with the towns in southern New Hampshire. He lived in Pelham, NH for 19 years before moving to Dracut, MA where he now resides with his wife and two children.
Ted enjoys spending his free time watching the Patriots, Bruins, Red Sox, and Celtics with his family. He also enjoys driving and hiking through the scenic White Mountains. When time affords it, you’ll find him fly fishing for trout on a river somewhere in New England.
NMLS ID: 1718953
Dawne Schermerhorn
224 Main St Suite 1A Salem, NH 03079-3187
Dawne M. Schermerhorn
Lives in Wakefield MA and has been a mortgage originator and a former mortgage company owner since 1986.
Founded Homestead Mortgage Corp in 1990 and had the opportunity to help thousands of clients with their home financing until stepping down in 2010.
Dawne has been a member of several realtor and business associations including:
- Eastern Middlesex Association of Realtors since 1991
- Women's Council of Realtors Northern Chapter since 1991 -served on the Board of Directors for 20 years
- Massachusetts Mortgage Associations/National Association of Mortgage Brokers since 1991
- North Reading Business Association - served as President 1997 and Secretary 1995 & 1996
- Reading/North Reading Chamber of Commerce since 2003
Dawne is a member of Abenaqui Country Club, Rye Beach NH since 1995 and a Red Sox season ticket holder since 2002.
Dawne is passionate about working with several fundraising organizations including Autism Speaks, The Jimmy Fund, The Greater Boston Food Bank and MSPCA.
Dawne has three grown children with her first grandchild on the way in 2022. She enjoys family time at the beach, golf, swimming, reading, walking her dog and is a huge Boston sports fan.
NMLS 12735
Dana Rodrigues
With over 20 years of experience in Real Estate Financial Services, Dana serves his clients with the highest degree of professional expertise, always providing sound financial guidance. He assists clients in getting the right mortgage for their needs. He provides insight and innovative solutions with the varied mortgage options available. Dana's experience has proven to be invaluable to a number of his clients.
Dana speaks with sincerity and candor: "My promise and commitment to my clients is to listen and respond to their needs with absolute integrity in all of our dealings."
Dana graduated from Salem State College and earned his Bachelors degree in Business Administration & Accounting. He lives in North Andover with his 4 children. An avid Boston sports fan, Dana will often be found at the Garden watching his beloved Bruins.
NMLS 16081
Questions for our expert staff? Contact Omni today at (603) 893-6616!